New Orleans is a popular filming location for movies, TV shows, and commercials, due to its diverse architecture, unique culture, and generous film tax credits. However, filming in New Orleans can be risky, and it is important to have adequate insurance in place to protect yourself and your production from financial losses.

What is New Orleans film insurance?

New Orleans film insurance is a type of production insurance that is specifically designed to meet the needs of filmmakers shooting in New Orleans. It covers a wide range of risks, including:

• General liability: This covers your production’s legal liability for bodily injury or property damage to third parties.
• Errors and omissions (E&O): This covers your production’s legal liability for claims arising from negligence, copyright infringement, or other professional errors.
• Property: This covers your production’s equipment, costumes, props, and other physical assets.
• Workers’ compensation: This covers your production’s employees for injuries or illnesses sustained on the job.

Why is New Orleans film insurance important?

New Orleans film insurance is important for a number of reasons. First, it is required by law for all productions that obtain a New Orleans film permit. Second, it can protect you from financial losses in the event of an accident or other unforeseen event.

For example, if a member of your crew is injured on set, workers’ compensation insurance can help to cover their medical expenses and lost wages. If your production’s equipment is damaged or stolen, property insurance can help to replace it.

How to get New Orleans film insurance

There are a number of insurance companies that offer New Orleans film insurance. To get a quote, you will need to provide the insurance company with information about your production, such as the budget, the shooting schedule, and the types of risks you need to be covered for.

Once you have received quotes from multiple insurance companies, you can compare the coverage and rates to choose the policy that is right for you.

Which Companies Offer New Orleans Film Insurance

Additional information

• The Louisiana Film & Entertainment Association (LFEA) offers a free insurance consultation service to help filmmakers choose and purchase New Orleans film insurance.
• The City of New Orleans requires all productions that obtain a film permit to have general liability insurance with a minimum coverage of $1,000,000.
• Some insurance companies offer special discounts for productions that film in New Orleans.

Tips for choosing New Orleans film insurance

Here are a few tips for choosing New Orleans film insurance:

• Make sure the policy covers all of the risks that you need to be covered for.
• Compare the coverage and rates from multiple insurance companies.
• Read the policy carefully before you purchase it.
• Make sure you understand the deductible and other financial obligations.

Common mistakes to avoid when choosing New Orleans film insurance

Here are a few common mistakes to avoid when choosing New Orleans film insurance:

• Not getting enough coverage. It is important to make sure that your policy covers all of the risks that you need to be covered for.
• Not comparing quotes from multiple insurance companies. Insurance rates can vary widely, so it is important to compare quotes from multiple companies before you purchase a policy.
• Not reading the policy carefully. Before you purchase a policy, it is important to read it carefully and make sure that you understand the coverage, deductible, and other financial obligations.

Additional information about New Orleans film insurance

Here is some additional information about New Orleans film insurance:

• The City of New Orleans requires all productions that obtain a film permit to have general liability insurance with a minimum coverage of $1,000,000.
• Some insurance companies offer special discounts for productions that film in New Orleans.
• There are a number of resources available to help filmmakers choose and purchase New Orleans film insurance. For example, the Louisiana Film & Entertainment Association (LFEA) offers a free insurance consultation service.

New Orleans Film Insurance: Additional Considerations

In addition to the information provided in the previous article, here are some additional considerations for filmmakers purchasing New Orleans film insurance:

• Film tax credits: New Orleans offers a generous film tax credit program, which can help to offset the cost of filming in the city. However, it is important to note that there are specific requirements that productions must meet in order to qualify for the tax credits. One of these requirements is that the production must have adequate insurance in place.
• Union contracts: Many New Orleans film productions employ union workers. Union contracts typically require productions to carry certain types of insurance, such as workers’ compensation insurance and health insurance.
• Cast and crew members: Film productions often hire cast and crew members from all over the world. It is important to make sure that your insurance policy will cover cast and crew members who are not residents of Louisiana.

How to choose the right New Orleans film insurance policy

When choosing a New Orleans film insurance policy, there are a number of factors to consider, including:

• The size and budget of your production: The larger and more expensive your production is, the more comprehensive your insurance coverage should be.
• The types of risks your production faces: Some productions face more risks than others. For example, a production that is filming stunts or using dangerous equipment will need more coverage than a production that is filming in a studio.
• Your budget: Film insurance can be expensive, but it is important to invest in adequate coverage to protect your production from financial losses.

Getting help from an insurance broker

If you are not sure what type of New Orleans film insurance policy you need, or if you have any other questions, you can consult with an insurance broker. An insurance broker can help you to assess your needs and find the right policy for your production.

Conclusion

New Orleans film insurance is an important part of any production filming in the city. By understanding the different types of coverage available and how to choose the right policy, filmmakers can protect themselves and their productions from financial losses. Consider reading another article i wrote about >>> Film Insurance New York to learn more.

Dennis Gayirah

I am a highly experienced film and media person who has a great deal to offer to like-minded individuals. Currently working on several exciting projects, I am a film and media practitioner for over a decade. I have achieved a great deal of success in my professional career.